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Travel Insurance Coverage

From canceled flights to medical emergencies abroad — travel insurance protects your trip investment and your family. Compare comprehensive plans from trusted carriers in one place.

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What Travel Insurance Covers

More Than Just Flight Cancellations

Trip Cancellation

Get reimbursed if you have to cancel your trip due to illness, injury, family emergency, or other covered reasons before you depart.

Emergency Medical

Your US health insurance often doesn't work abroad. Travel insurance covers hospital stays, ER visits, and medical emergencies overseas.

Medical Evacuation

Emergency evacuation to the nearest qualified medical facility — or back to the US — can cost $50,000–$200,000+ without coverage.

Baggage Loss & Delay

Reimbursement when airlines lose your luggage or it's significantly delayed — including emergency clothes, toiletries, and essentials.

Trip Delay

Coverage for meals, hotels, and unexpected expenses when your flight is delayed or you're stuck overnight unexpectedly.

24/7 Travel Assistance

Lost passport help, embassy contact, emergency translation, prescription replacement — real human help whenever you need it abroad.

When You Definitely Want Coverage

Travel Insurance Is Essential For...

International Travel

Most US health plans don't cover you abroad. Even one ER visit overseas can cost more than your entire trip. Non-negotiable for international trips.

Cruises & Tours

High upfront, non-refundable investments. Cruise lines and tour operators rarely refund cancellations — that's where insurance saves you thousands.

Adventure Travel

Hiking, skiing, scuba, safari? Many policies offer adventure activity riders to cover injuries from higher-risk activities.

Family Trips

Group bookings are expensive. A single sick child can derail the whole trip. Family policies protect everyone in one plan.

Visiting Aging Parents

Traveling to see elderly family? Coverage for unexpected trip extensions, emergency caregiving disruptions, and emergency return flights.

Destination Weddings

Coordinating dozens of travelers, deposits, and dates? Coverage protects everyone's investments and trip plans against the unexpected.

Real Scenarios

When Travel Insurance Saved the Trip

$4,200 Saved

A family had to cancel their Hawaii trip 2 days before departure when grandma was hospitalized. Their $4,200 non-refundable bookings were fully reimbursed by their travel insurance.

$87,000 Saved

A traveler had a heart attack in Italy. ICU care, surgery, and medical evacuation back to the US totaled $87,000. Travel insurance covered every penny.

$1,800 Saved

Luggage with business attire was lost on the way to a destination wedding. Travel insurance reimbursed emergency clothing purchases and the eventual lost-bag claim.

Illustrative examples. Actual claim outcomes depend on policy terms, conditions, and individual circumstances.

Cost vs Trip Value

Travel Insurance Typically Costs 4-10% of Trip Value

For a $5,000 international trip, comprehensive travel insurance typically costs $200–$500 — a tiny percentage of what you've already invested in flights, hotels, tours, and experiences.

Even basic medical-only plans for shorter or domestic trips can be under $50. The peace of mind alone is worth it.

Ready to Travel Worry-Free

Get Covered Before You Pack

Travel insurance is most valuable BEFORE your trip begins — including pre-departure cancellation coverage. Lock in your quote in minutes.

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